NetWorth is a statewide curriculum integration program providing financial literacy education to students in grades K-12. It began as a partnership between the WV State Treasurer, John D. Purdue, and the State Superintendent of Schools, Dr. Steven L. Paine.  Operating in three phases, the program plans to reach all WV K-12 schools in the 2010-2011 school year. 

Educators and community members from across the state created instructional guides providing approaches for incorporating personal finance skills in the core curricula (math, social studies, and language arts) across all grade levels.  Materials were also created for guidance counselors and parents.

Evaluation materials from the pilot year suggest that after one year of instruction using the NetWorth program students and teachers are more knowledgeable about personal finance.

The Federal Deposit Insurance Corporation (FDIC) recognizes the importance of financial education, particularly for those with little or no banking experience. In 2001, the FDIC started a national financial education curriculum by launching Money Smart, a comprehensive financial education curriculum designed to help low- and moderate-income individuals outside the financial mainstream enhance their financial skills and create positive banking relationships.

The Money Smart program may be used by financial institutions and other organizations interested in sponsoring financial education workshops.  MoneySmart materials are available free of charge. The modules can also be accessed on-line for computer-based instruction.

There is also curriculum designed for youth. Money Smart for young adults curriculum helps youth ages 12-20 learn the basics of handling their money and finances, including how to create positive relationships with financial institutions. Equipping young people in their formative years with the basics of financial education can give them the knowledge, skills, and confidence they need to manage their finances once they enter the real world.